Commercial bank examination manual 2013

Commercial Bank Examination Manual Supplement 53—May SUMMARY OF CHANGES This supplement reflects Board of Governors actions, new and revised statutory and regula-tory provisions, supervisory guidance, and in-structions that the Division of Supervision and Regulation have issued since the publication of the November supplement. Risk Management Manual of Examination Policies. Complete Manual - ZIP (10MB) Current Year Updates: November Updates Only - ZIP. July Updates Only - ZIP. April Updates Only - ZIP. February Updates Only - ZIP. Prior Year Updates.  · The Commercial Bank Examination Manual presents examination objectives and procedures that Federal Reserve System examiners follow in evaluating the safety and soundness of state member banks. Intended as guidance for planning and conducting bank examinations. Updated periodically. Entire manual ( MB PDF) Manual by Section.

Overview. Examiners use this booklet in their supervision of banks in the OCC's midsize, large, or international banking supervision programs. This booklet summarizes and expands on the information in the "Bank Supervision Process" booklet of the Comptroller's Handbook and should be used in conjunction with that and other booklets of the Comptroller's Handbook, as well as the FFIEC Information. Commercial Bank Examination Manual Supplement 31—April Summary of Changes Section This section, ''Assessment of Capital Adequacy,'' was revised to include a reference to the guid-ance issued in SR, ''Application of the Market-Risk Rule in Bank Holding Companies and State Member Banks.'' This guidance assists. Development and Maintenance of an Effective Loan Policy: Part 1 * by James L. Adams, Supervising Examiner, Federal Reserve Bank of Philadelphia. Loan portfolios typically have the largest impact on the overall risk profile and earnings performance (interest income, fees, provisions, and other factors) of community banks.

Commercial Bank Examination Manual. Section , "Investment Securities and End-User Activities" (see Table entitled, "General Debt Security Classification Guidelines") Section , "Loan Portfolio Management" Section , "Classification of Credits" Section , "Other Real Estate Owned". Bank Secrecy Act/Anti-Money Laundering: Updated Sections of the FFIEC BSA/AML Examination Manual. Bulletin . Office of the Comptroller of the Currency Fees and Assessments: Calendar Year Fees and Assessments Structure. Bulletin . Commercial Bank Examination Manual Supplement 53—May SUMMARY OF CHANGES This supplement reflects Board of Governors actions, new and revised statutory and regula-tory provisions, supervisory guidance, and in-structions that the Division of Supervision and Regulation have issued since the publication of the November supplement.